Credit Cards

Both of our credit card products offer you a line of benefits such as no annual fees, credit limits up to $10,000, 25-day grace period for purchases, online account access, optional credit life and disability insurance coverage, world wide acceptance, zero liability, and convenient payment options! Plus, you receive the same rate on purchases, cash advances, and balance transfers.

MasterCard Gold

  • 8.99% apr
  • $500,000 travel accident insurance
  • Extended warranty benefit
  • Purchase assurance benefit
  • Satisfaction guarantee benefit
  • MasterCard RoadAssist benefit
  • Emergency Global Service benefit

Visa Classic

  • 12.99% apr
  • Lost/stolen card reporting
  • Auto rental collision damage
  • Emergency cash/card replacement

To apply for an Atomic credit card click here.
To view credit card disclosures please click below.
Visa Disclosures
MasterCard Disclosures

Did you know you can also set up a One-Time or Monthly Recurring Payment using your Atomic Credit Card? Many service providers will accept your card for payment, allowing you to set the date and amount of payment. It's a convenient way to organize your monthly payments!

Some examples of providers are auto loans, cable, magazines/newspapers, memberships, utilities and much more!


  • AthensAthens
  • BeaverBeaver
  • ChillicotheChillicothe
  • JacksonJackson
  • LoganLogan
  • LucasvilleLucasville
  • MinfordMinford
  • Oak HillOak Hill
  • PiketonPiketon
  • PortsmouthPortsmouth
  • WaverlyWaverly
  • WellstonWellston