Share Rates
| Account |
Annual Percentage Rate |
Annual Percentage Yield |
Min. Balance |
| Regular Savings |
0.25% |
0.25% |
$5.00 |
| IRA Savings |
0.50% |
0.50% |
n/a |
| Club |
0.25% |
0.25% |
n/a |
| Money Management I |
0.40% |
0.40% |
$2,500 - $9,999.99 |
| Money Management II |
0.45% |
0.45% |
$10,000 - $49,999.99 |
| Money Management III |
0.50% |
0.50% |
$50,000 - $99,999.99 |
| Money Management IV |
0.55% |
0.55% |
$100,000 and greater |
| HSA |
1.00% |
1.01% |
n/a |
| Youth Accounts (Ages 0-18) |
0.50% |
0.50% |
$5.00 |
Certificate Rates
| Account |
Annual Percentage Rate |
Annual Percentage Yield |
Min. Balance |
| 3 Months |
0.40% |
0.40% |
$1,000 |
| 6 Months |
0.45% |
0.45% |
$1,000 |
| 12 Months |
0.50% |
0.50% |
$1,000 |
| 18 Months |
0.60% |
0.60% |
$1,000 |
| 24 Months |
0.80% |
0.80% |
$1,000 |
| 36 Months |
1.25% |
1.26% |
$1,000 |
| 48 Months |
1.60% |
1.61% |
$1,000 |
| 60 Months |
2.00% |
2.02% |
$1,000 |
Loan Rates
| Loan Type |
Maximum Term |
Minimum Rate |
Annual Percentage Rate |
| *New/Used Cars |
72 |
4.74% |
5.06% |
| *Motorcycles |
60 |
7.00% |
7.33% |
| *Recreational |
60 |
7.00% |
7.33% |
| *Equipment |
72 |
7.00% |
7.33% |
| **Signature |
48 |
9.99% |
11.64% |
| ***Share Secured |
60 |
2.00% |
2.00% |
*Disclaimer: Annual Percentage Rate is based on a $20,000.00 loan with a $125.00 Loan Origination Fee, $35.00 VSI Premium and a 60 Month Term. Rates listed are the best available rate. Rates and terms vary by loan type, loan amount and credit score. Please contact your local branch for more information. All rates are subject to change at any time without prior notice.
**Annual Percentage Rate is based on a $3,000.00 loan with a $50.00 Loan Origination Fee and a 24 Month Term. Rates listed are the best available rate. Rates and term vary by loan type, loan amount and credit score. Please contact your local branch for more information. All rates are subject to change at any time without prior notice.
***No Loan Origination Fees Apply