Ag Lending

Best in the Field

 Let Atomic help pair you with the product that works best for you and the cash flow of your operation.  We can help with all your farming needs, and we offer many great features including annual loan payments. 

Operating Lines of Credit

Due to the cyclical nature of agriculture, farmers often encounter cash flow issues during the natural course of business.  Atomic Credit Union offers support with affordable financing. 

  • Variable rates
  • Terms are typically 12 months
  • Annual review ensures your Line of Credit remains a good solution for your business

Farm Real Estate Loans

Are you in the market to purchase, refinance or improve your farm real estate?  Atomic can work with you to structure a loan that best fits your needs. 

  • Competitive interest rates
  • Flexible repayment terms: annual, semi-annual, quarterly and monthly
  • In-house underwriting

Farm Equipment Loans

Are you planning to expand or upgrade your farming equipment?  Atomic Credit Union offers financing to ensure your farm has the equipment it needs to grow.    

  • Fixed terms and payments make budgeting easy
  • Competitive interest rates

Detached Accessory Structures

  • Grain Bins
  • Pole Barns
  • Silos
  • Greenhouses

Barnyard Buckaroo Program

Our Youth Ag Loan program is designed to help our area 4-H'ers and FFA members finance their market animal projects!

  • 1% annual percentage rate
  • No loan fee
  • Loan amount up to $2,500
  • Loan is due in full annually on October 15th
  • Build your credit with Atomic Credit Union

View Application Packet

Click here to learn more regarding Agribusiness