A Hard-Working Checking Account For Busy People

Managing your money every day is easier with a checking account that doesn't hold you back. Our checking account is designed to keep pace with your life, providing 24/7 access to your money online, via mobile device and at ATMs.

Everything you need in a checking account

  • Secure access with Online and Mobile Banking
  • Purchasing  power and ATM convenience with a Debit MasterCard 
  • Direct Deposit and Payroll Deduction available
  • $750 Courtesy Pay available for accounts in good standing


Your New Debit MasterCard is Coming Soon

Program enhancements include:

  • New card number
  • Enhanced security
  • New look for all cards
  • Our debit card processor was recently bought by another company and Atomic was forced to transition to a new system.  We are confident that the new system is the best fit for Atomic and our members.
  • When you receive your debit card by mail, you should activate it right away by calling 1-800-631-3197 from the phone number associated with your account.
  • For security purposes, the primary account holder information may be required for activation.
  • Your new debit card does not have the same number as the old card. You will be required to update your card information for all automatic payments or subscriptions that use your existing card. For example: Netflix, Hulu, Amazon, AT&T.
  • For security reasons, to make changes to an existing PIN, please call 800-631-3197.
  • Your new debit card is being individually mailed to you beginning August 9th through August 14th.  If you have not received your new card by the end of August, please contact Atomic at 800-652-2328.
  • If you are traveling on an extended vacation within the US or outside the US, please contact Atomic at 800-652-2328 to provide travel dates and locations.
  • No. You will have access to the same “fee free” ATM networks.  Click here to find a location near you.